Terms of Service

Effective date: May 11, 2026

These Terms of Service (“Terms”) govern your access to and use of the SentiPex.io mobile application, related websites we operate, and our backend services (collectively, the “Services”), which are operated by Joseph Dunn (“we”, “us”, “our”).

By using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. Eligibility

You must be old enough to form a binding contract where you live and meet any minimum age requirements applicable to the Services (including app store requirements). If you are using the Services on behalf of a company, you represent that you have authority to bind that company.

2. The Services are educational tools only

SentiPex.io provides market-related information and tools for educational and informational purposes. Nothing in the Services is investment, financial, legal, or tax advice. You are solely responsible for your trading and investment decisions. Past performance is not indicative of future results.

3. Accounts and authentication

You may sign in using methods we support (such as Google Sign-In, email/password where enabled, or phone verification). You agree to provide accurate information and keep your credentials secure. You are responsible for activity under your account unless caused by our gross negligence.

4. Subscriptions, tokens, and billing (Google Play)

If you purchase digital goods, subscriptions, or token packs through the Android app, the transaction is processed by Google Play. Prices, taxes, renewals, cancellations, and refunds are handled according to Google Play policies and the purchase flows presented at the time of purchase. To the maximum extent permitted by law, billing disputes related to Google Play processing should be directed to Google Play support in accordance with Google’s rules.

5. Acceptable use

You agree not to:

• use the Services in violation of law or third-party rights;
• attempt to probe, scan, or test the vulnerability of our systems without authorization;
• interfere with or disrupt the Services or other users’ use;
• reverse engineer or attempt to extract source code from the Services except where permitted by law;
• use automated means to access the Services in a way that imposes an unreasonable load or bypasses rate limits or security controls.

We may suspend or terminate access for violations.

6. Intellectual property

The Services, including software, branding, text, graphics, and other content (excluding your content), are owned by us or our licensors and are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Services for personal, non-commercial use in accordance with these Terms.

7. User content

If you submit content to the Services, you grant us a license to host, process, and display that content as needed to operate the Services. You represent you have the rights needed to grant that license.

8. Third-party services

The Services may integrate with third-party services (for example, Google). Your use of those services may be subject to the third party’s terms and privacy policy.

9. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS IS LIMITED TO THE GREATER OF (A) THE AMOUNTS YOU PAID US FOR THE SERVICES IN THE THREE (3) MONTHS BEFORE THE CLAIM (IF ANY), OR (B) FIFTY U.S. DOLLARS (US$50), EXCEPT WHERE PROHIBITED BY LAW.

Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the fullest extent permitted by law.

11. Indemnity

You will defend and indemnify us and our affiliates, officers, and employees from any claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the Services, your content, or your violation of these Terms, to the extent permitted by law.

12. Changes

We may modify these Terms from time to time. If we make material changes, we will provide notice as appropriate (for example, in-app or by posting an updated effective date). Continued use after changes become effective constitutes acceptance of the updated Terms, where permitted by law.

13. Termination

You may stop using the Services at any time. We may suspend or terminate access if we reasonably believe you violated these Terms or if we need to do so to protect the Services or other users.

14. Governing law and disputes

These Terms are governed by the laws of the State of Delaware, USA, excluding conflict-of-law rules, unless a different governing law is required by applicable consumer protection law in your jurisdiction. Courts in Delaware may have exclusive jurisdiction unless otherwise required by law.

15. Contact

Questions about these Terms: Innovatejds@gmail.com

16. Disclaimer

These Terms are provided for clarity and are not legal advice. For regulated offerings or enterprise use, consult qualified counsel.